Disability Insurance

Disability Insurance can save you financially...

Are you afraid that if you are injured or have an illness that you will not be able to work and therefore unable to provide for your family financially? That is where Disability Insurance comes in. 

Disability Insurance protects your income if you are unable to work because of an illness or injury. The insurance will replace about 60% of your income for a set period if you're unable to work.


Different types of Disability Insurance

You can choose between three different types: long-term, short-term, and social security.

Long-term will pay up to 60% of your gross monthly income and lasts two years or up until retirement. 

Short-term is usually with your employer and will pay up to 60% of your gross monthly income, and lasts 3 to 12 months. 

Social Security is a free federal disability insurance that only covers individuals with a severe disability.